Disability Myths That Can Cause You To Miss Out On These Benefits


Disability benefits can be among the most important types of support for individuals with conditions that could make it impossible to work enough to support themselves. In this blog post,  gain an accurate understanding of using these benefits, and don't believe these disability myths.

Myth: Disability Benefits Are Only for Those With Permanent Disabilities

An assumption that can discourage individuals from seeking disability benefits can be the belief that these are only for those that have suffered permanent disabilities. In reality, there are different types of disability benefits that individuals may be able to utilize. For example, some individuals may suffer from disabilities that are expected to heal over time, and these individuals may be best served by seeking short-term disability benefits.

Myth: Disability Benefits Only Come From the Government

Social Security Disability is the single largest program that is designed for those who have lost the ability to work to support themselves. However, this is not the only potential form of disability benefits that individuals may be able to utilize. One common example of additional benefits can be from private insurance policies and workers' compensation. Many of these policies will have some degree of coverage for instances where a person has become disabled as a result of disease or injury.

Myth: Everyone Will Receive the Same Amount for Social Security Disability Benefits

For individuals who are able to qualify for Social Security Disability benefits, it is easy to assume that everyone in the program will receive the same amount of compensation for their benefits. However, the benefits that a person receives from this program will mostly be determined by the average earnings and contributions to Social Security. Due to this reality, there may be substantial differences between the benefits that individuals in the program receive. Because of this, don't assume what you could receive is based on the results of the people that you know that are in this program.

Myth: You Can Receive Disability Benefits If You Have Not Worked or Contributed To Social Security

To be eligible to apply for Social Security Disability benefits or private disability benefits, a person will need to have contributed at least the minimum amount to these programs. Unfortunately, individuals who have not worked recently or who have not paid this part of their taxes may not qualify to apply for these programs without first settling the tax debt or obtaining a waiver.

For more information, please speak to companies like Longo Laywers.

About Me

Recovering Financially After A Wreck

After being involved in a serious car accident, you might be faced with a long and arduous recovery, not to mention a serious problem with your finances. It can be really difficult to figure out how to make sense of your finances following an accident, which is why you should work hard to make things right with the help of an accident attorney. Personal injury attorneys who focus on car accidents understand how to make things right, and they will work hard to streamline your case. Check out this website for loads of information about accident and personal injury attorneys.

Search

Latest Posts

19 November 2019
Disability benefits can be among the most important types of support for individuals with conditions that could make it impossible to work enough to s

8 August 2017
The settlement process for medical malpractice lawsuits doesn't always end when the participating parties reach an agreement. In many states, a judge

Archive